Recent Blog Posts

Insurance Agency

Wisconsin and Minnesota

Various Insurance Carrier Options 

Locally Owned and Operated

Over 60 Years of Experience

Request Lorem Epsom

Hero Request Form

Comprehensive Insurance Solutions for Wisconsin and Minnesota

M.H. Smith Insurance has been a trusted name in insurance for over six decades, serving the Wisconsin and Minnesota areas with dedication and expertise. As a locally owned and operated agency, we understand the unique needs of our community and provide tailored insurance solutions for both individuals and businesses. Our team of licensed professionals is committed to offering personalized service, ensuring that each client receives the coverage they need to protect what matters most.

With two convenient locations, we're able to serve our clients better and provide a wide range of insurance options from various carriers. We pride ourselves on our active involvement in the community, including our membership in the Mondovi Business Association. Our commitment to our clients extends beyond office hours - we offer free quotes, home and business visits, and prompt claim responses. Contact us today to discuss your insurance needs and discover the M.H. Smith Insurance difference.

Why Choose Us

Black umbrella icon.

More Carriers, More Choices

Black umbrella icon.

Flexible Appointment Options Available

Black umbrella icon on a white background.

Locally Owned and Operated Since 1962

Hands signing documents with a calculator in the background.
Black umbrella icon.

Licensed Professionals, Team-Based Service

Black umbrella icon.

Sign Electronically – Simple and Convenient

Black umbrella icon on a white background.

Serving Wisconsin and Minnesota

Commercial Insurance Agency

At M.H. Smith Insurance, we specialize in providing comprehensive commercial insurance solutions for businesses of all sizes. Our experienced team understands the unique risks faced by companies in Wisconsin and Minnesota, and we work diligently to create tailored insurance packages that protect your business assets, employees, and future growth.

Personal Insurance Agency

We offer a variety of personal insurance options, including auto and home insurance, to safeguard what matters most to you and your family. Our team takes the time to understand your individual needs and circumstances, providing personalized recommendations and competitive quotes from our extensive network of insurance carriers.

Specialized Insurance

In addition to our standard commercial and personal insurance offerings, M.H. Smith Insurance also provides specialized insurance solutions for unique needs. Whether you require coverage for classic cars, recreational vehicles, or specific business risks, we have access to specialized policies from carriers like Hagerty and Condon Skelly.

Homepage Form

Three overlapping speech bubbles with dots.

Here's what our satisfied clients are saying...

At M.H. Smith Insurance, we take pride in providing exceptional insurance services to our clients. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of M.H. Smith Insurance and let others know what you think.

Frequently Asked Questions

Finding the right coverage shouldn't feel like a chore. At M.H. Smith Insurance, we believe in providing clear answers to help you safeguard your assets. This FAQ section addresses common questions about our localized service approach, diverse carrier options, and how we support both families and businesses throughout Wisconsin and Minnesota.

  • How long has your agency been helping people in this area?

    We are proud to share that our agency has been locally owned and operated since 1962. With over 60 years of experience, we have deep roots in the community and an intimate understanding of the unique risks faced by residents here. Unlike some newer insurance companies in Durand, WI, our longevity is built on a foundation of personalized service and a team-based approach. Our licensed professionals are dedicated to maintaining the high standards we established six decades ago, ensuring that every client benefits from our long-standing expertise and commitment to the region.

  • Can you help me find insurance for my business?

    Absolutely. We specialize in comprehensive commercial insurance solutions designed for businesses of all sizes across Wisconsin and Minnesota. Our team works diligently to create tailored packages that protect your employees, physical assets, and future growth. While there are various insurance companies in Durand, WI, we differentiate ourselves by offering specific coverage types such as business liability, commercial property, cyber insurance, and Workers' Compensation. We take the time to analyze your specific industry risks to ensure your business is not just covered, but correctly positioned for long-term stability.

  • What makes an independent agency different from a "captive" agent?

    The primary difference lies in your freedom of choice. As an independent agency, we are not tied to a single provider; instead, we offer more carriers and more choices. This allows us to shop around within our extensive network to find the most competitive quotes and specialized policies for your situation. Many people searching for insurance companies in Durand, WI want the flexibility to compare rates without doing all the legwork themselves. We handle that process for you, leveraging our partnerships with numerous carriers to provide a variety of insurance options under one roof.

  • Do I have to come into the office to manage my policy?

    While we love seeing our clients at our Durand or Mondovi locations, we understand that your schedule is busy. To make things simple and convenient, we offer the ability to sign documents electronically from the comfort of your home. Additionally, our commitment to service extends beyond our office walls—we provide flexible appointment options, including home and business visits. Among the insurance companies in Durand, WI, we strive to be the most accessible by meeting you wherever it is most convenient for your lifestyle, ensuring that protecting your family or business never feels like a burden.

  • What kind of "specialized" insurance do you offer?

    Beyond standard auto and home policies, we provide coverage for unique items that require extra attention. This includes boat and watercraft insurance, motorcycle coverage, and policies for recreational vehicles or specialty vehicles. We also have access to specialized carriers like Hagerty and Condon Skelly for collector and classic cars. Not all insurance companies in Durand, WI have the resources to cover these niche assets, but we have cultivated a network that allows us to safeguard your hobbies and passions with the same precision we use for your primary residence or commercial property.

  • Are you involved in the local community?

    Yes, community involvement is a core value of our agency. We aren't just a business; we are your neighbors. We are active members of the Mondovi Business Association and take pride in being a locally owned entity that contributes to the local economy. When you look at insurance companies in Durand, WI, you will find that we stand out because of our "team-based" service model. We believe that by supporting our local business associations and staying active in the community, we can better understand the needs of the people we serve in both Wisconsin and Minnesota.

  • What should I do if I need to file a claim?

    We pride ourselves on providing prompt claim responses to help you navigate difficult situations as quickly as possible. Our licensed professionals are here to guide you through the process, ensuring you have the support you need when it matters most. We understand that a claim can be a stressful event, which is why we emphasize a personalized service model. Our goal is to ensure that the transition from reporting an incident to receiving a resolution is as seamless as possible, reflecting our commitment to protecting what is most important to our clients.

  • How do I get started with a new quote?

    Getting started is easy and completely free. You can request a quote directly through our website, give us a call at our Durand or Mondovi offices, or even request a visit to your home or place of business. We take the time to understand your individual needs and circumstances before providing recommendations. By offering free quotes and a wide range of carrier options, we make it simple for you to compare your current coverage with what we can provide. We look forward to showing you the M.H. Smith Insurance difference through our dedicated, professional service.