Family and Hobby Farm Insurance Coverage

Securing Your Farm with M.H. Smith Insurance

When it comes to safeguarding your farm, M.H. Smith Insurance is your trusted partner. Our agency specializes in providing comprehensive farm insurance policies tailored to your unique needs. We understand that every farm is different, and we're committed to ensuring that you're adequately covered. Don't hesitate to reach out to us for your farm insurance needs.

The Importance of Farm Insurance

Why do you need farm insurance? Here are some reasons:

• Protection against loss or damage to your farm machinery and equipment
• Coverage for your livestock against diseases and accidents
• Financial security against natural disasters
• Liability coverage for any injuries or damages caused by your farm operations

For these reasons and more, don't hesitate to reach out to M.H. Smith Insurance for your farm insurance needs.

Why M.H. Smith Insurance is Your Best Choice

What sets M.H. Smith Insurance apart? Here are some reasons:

• Wide range of insurance carriers
• Serving clients throughout Wisconsin and Minnesota
• Available to meet clients at their home or business for proper coverage
• Team composed of licensed professionals
• Over 60 years of experience
• Locally owned business

With these advantages, M.H. Smith Insurance is your best choice for farm insurance. Don't hesitate to get in touch with us.

Contact M.H. Smith Insurance Today

Ready to secure your farm with comprehensive insurance? Contact M.H. Smith Insurance today. We're here to provide the coverage you need when you need it.

Keep Your Farm Protected

Do you operate a farm? Contact the insurance experts at M.H. Smith Insurance! We offer insurance coverage for family farms and hobby farms.

Specific Insurance Needs for Farmers

• Be sure to review your coverage for farm personal property. 
• Ask about “peak season coverage” for when you have more livestock or hay in storage. If you have peak season coverage from previous policy terms, be sure to review each item for any necessary adjustments.
• Do you need milk contamination coverage?
• When insuring equipment under a “blanket limit,” remember that each individual piece of equipment must be named under the blanket in order to have coverage. When purchasing a new piece of equipment, be sure to contact your agent with the details.
• Remember that coverage for ”weight of ice and snow” loads on farm buildings may need to be added by endorsement.