Boat and Watercraft Insurance

Wisconsin and Minnesota

Various Insurance Carrier Options 

Locally Owned and Operated

Over 60 Years of Experience

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Protect Your Aquatic Adventures with Boat and Watercraft Insurance

When you're out on the water, you want to focus on the fun, not worry about potential risks. That's where M.H. Smith Insurance comes in. We offer comprehensive boat and watercraft insurance to keep you protected while you're enjoying Wisconsin and Minnesota's beautiful lakes and rivers. Our coverage options include:

  • Jet ski insurance
  • Motorboat coverage
  • Sailboat protection
  • Fishing boat insurance
  • Yacht policies


Don't let uncertainty dampen your maritime experiences.
Reach out to us for a tailored insurance solution that fits your needs and budget.


Safeguarding Your Aquatic Investments

Owning a boat or watercraft is a significant investment, and it's crucial to protect it properly. Here are some reasons why you might need boat and watercraft insurance:

  • Protection against accidents and collisions
  • Coverage for theft or vandalism
  • Liability protection for injuries to others
  • Towing and assistance coverage
  • Protection for your personal belongings on board


With the right insurance, you can navigate the waters with confidence, knowing you're covered for various scenarios. Let M.H. Smith Insurance help you find the perfect policy for your aquatic lifestyle.


Why Choose M.H. Smith Insurance

When it comes to insuring your boat or watercraft, M.H. Smith Insurance stands out from the crowd. Here's why our clients trust us with their aquatic insurance needs:

  • Locally owned and operated for over 60 years
  • Free quotes tailored to your specific needs
  • Licensed professionals with deep industry knowledge
  • Various insurance carrier options for best coverage and rates
  • Two locations serving Wisconsin and Minnesota areas
  • Quick response to claims - emergency or non-emergency
  • Active members of the Mondovi Business Association


Our commitment to the community and decades of experience make us the ideal partner for your boat and watercraft insurance needs. We understand the unique risks and requirements of water-based activities in our region.


Contact Us

Ready to set sail with confidence? Don't let insurance worries anchor you to the shore. Our team at M.H. Smith Insurance is here to navigate you through the process of securing the right coverage for your boat or watercraft. We'll ensure you have the protection you need to enjoy your time on the water worry-free.


Contact us today to discuss your boat and watercraft insurance needs. Let's work together to keep your aquatic adventures smooth sailing!

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Flexible Appointment Options Available

We provide convenient scheduling options designed to work around your time, not the other way around.

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