Umbrella Insurance Agency

Wisconsin and Minnesota

Various Insurance Carrier Options 

Locally Owned and Operated

Over 60 Years of Experience

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Protect Your Assets with Comprehensive Umbrella Insurance

When it comes to safeguarding your financial future, M.H. Smith Insurance has got you covered. Our umbrella insurance agency offers an extra layer of protection that goes beyond your standard policies. We understand that in today's litigious society, your assets could be at risk from unforeseen circumstances. That's why we're here to help you build a robust safety net. Our services include:

  • Personal umbrella insurance
  • Commercial umbrella insurance
  • Excess liability coverage
  • Asset protection strategies
  • Risk assessment and management


Don't leave your hard-earned assets vulnerable.
Reach out to us today to explore your umbrella insurance options.


Umbrella Insurance: Your Financial Safety Net

Umbrella insurance isn't just a luxury—it's a necessity for many individuals and businesses. Here's why you might need this crucial coverage:

  • Protection against major lawsuits
  • Coverage for incidents beyond standard policy limits
  • Safeguarding personal and business assets
  • Peace of mind in high-risk situations
  • Defense against libel, slander, and false arrest claims


Remember, your primary insurance policies may not be enough in worst-case scenarios. Umbrella insurance fills those gaps, ensuring you're not left financially exposed when the unexpected occurs.


Why Choose M.H. Smith Insurance

When it comes to umbrella insurance, M.H. Smith Insurance stands out from the crowd. Here's why our clients trust us with their extended coverage needs:

  • Locally owned and operated
  • Over 60 years of industry experience
  • Free, no-obligation quotes
  • Licensed professionals at your service
  • Wide range of insurance carrier options
  • Two locations serving Wisconsin and Minnesota
  • Rapid response to emergency claims
  • Active community involvement


We're not just an insurance agency; we're your neighbors and partners in protection. Our deep roots in the community and extensive experience mean we understand your unique needs and can tailor our services accordingly.


Contact Us

Don't wait until it's too late to secure your financial future. At M.H. Smith Insurance, we're ready to help you create a comprehensive umbrella insurance plan that gives you the peace of mind you deserve. Whether you're a homeowner, business owner, or professional, we have the expertise to design a policy that fits your specific situation.


Take the first step towards bulletproof protection.
Contact us now to schedule your free consultation and discover how umbrella insurance can safeguard your assets and your future.

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Flexible Appointment Options Available

We provide convenient scheduling options designed to work around your time, not the other way around.

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